OPEN FINANCE AI

Whereas banks previously controlled access to account and transaction data, Open Banking now allows access to this banking information and payment functionalities; however, integration remains a major challenge, due to the vast number of existing banking APIs. Companies face difficulties managing payments at multiple banks. High transaction fees and slow processing times drive up costs. In addition, there is the difficulty of centralizing financial data on a single dashboard, which results in losses and lack of visibility. Added to this, the absence of the use of AI prevents the automation of processes, the detection of risks, and the optimization of financial decision-making.